Foremost's PIP Policy

Copy of Foremost Insurance Policy

PASS (page 3)- Mentions 14 days

PASS (page 4)- Mentions EMC
PASS (page 4)- Quotes statute re $2500 v $10,000 correctly

PASS (page 4)- Excludes massage and acupuncture

PASS (page 8)- Mentions OPPS, NCCI, MPPR, MSSR reductions are permissible as “Medicare coding policy”

PASS (page 1)- Mentions that it can pay at 200% of Medicare

PASS (page 3)- Mentions subparagraph 1 and 2 correctly

EXTRA- this policy says that the insurer will provide a copy of the piplog within 30 days of a request by the insured. It’s unclear whether this would be a reason to sue if the insurance company doesn’t provide the piplog upon request.


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